At Schultz Physical Therapy, we believe everyone deserves access to world-class care —
whether you have insurance or not.
Insurance Plans We Accept
We are in-network with many major insurance providers, including (but not limited to):
- Medicare
- Blue Cross Blue Shield
- Aetna
- Humana
- Workers’ Compensation (LWCC and other carriers)
- Tricare
Don’t see your plan listed? Contact us — we’ll be happy to verify your benefits and let you
know your coverage.
Self-Pay / Cash Options
No insurance? No problem. Many patients choose our affordable self-pay option.
Self-pay ensures:
- Transparent and upfront pricing
- No surprise bills
- Flexibility for those without coverage or with high deductibles
How We Help You With Insurance
Our team will:
- Verify your benefits before you start
- Explain your copay, coinsurance, or deductible clearly
- File claims directly with your insurance company
We’ll handle the paperwork — so you can focus on getting better.
Get Started Today
Whether you have insurance or want to pay directly, we’ll work with you to make physical
therapy accessible and affordable.
Contact Us to Verify Your Benefits and to Schedule Your First Visit.